What Is the Ontario Land Transfer Tax? The Ontario Land Transfer Tax (LTT) is a provincial tax levied on every real estate purchase in Ontario. Buyers — not sellers — pay this tax when title of the property is transferred. Whether you are buying a single-family home, condominium, townhouse, or commercial [...]

What Is a B Lender Mortgage in Toronto? A B lender mortgage (also called an alternative mortgage) is a home loan provided by a federally or provincially regulated financial institution that is not one of Canada's Big 6 banks. B lenders — including Equitable Bank, Home Trust, Haventree Bank, and MCAP [...]

Overview: The Mortgage Process in Toronto Getting a mortgage in Toronto involves more steps than simply choosing a lender. Understanding the full process empowers you to move quickly in a competitive market, avoid costly mistakes, and secure the best possible rate and terms for your situation. This guide walks you through [...]

If you're reading this, chances are you're looking for a mortgage broker. And that's because mortgage brokers are an essential part of the home buying process. They can help you get the best interest rates and know the mortgage process inside out. Plus, they can offer you various mortgage products to [...]

Can You Get a Mortgage with Bad Credit in Toronto? Yes. Getting a mortgage with bad credit in Toronto is absolutely possible in 2024. Traditional "A lenders" like the big banks have strict credit score requirements, but Canada has a robust market of B lenders and private mortgage lenders that specialize [...]

A Mortgage Broker in Scarborough is a person who assists clients in obtaining mortgages and other financial services. The Canadian Mortgage and Housing Corporation (CMHC) defines a mortgage broker as "a person who finds the best mortgage product for you from among those available in the marketplace." a Mortgage Broker in [...]

Mortgage broker Toronto is a professional who can help you get a mortgage. They work with lenders to find the best mortgage for your needs, and they can also help you with the paperwork and application process. Mortgage broker Toronto can save you time and money, so it's a good idea [...]